Insurance Coverage
Transit insurance coverage for cars and bikes during intercity and interstate transportation.
Vehicle Transit Insurance Coverage
Standard personal motor insurance policies generally do not cover transit risks when a vehicle is being transported on top of a commercial truck carrier. Car Transport Service Bike Shifting Services arranges dedicated transit insurance for both Car Transportation and Bike Shifting to protect against road accidents, fire, and external damage during highway transit.
Understanding What Is Covered
What Is Covered:
- Highway Collisions: Physical damage caused by accidents involving the carrier truck.
- Fire & Lightning: Damage resulting from accidental fire or lightning during transit.
- Natural Hazards: Damage caused by storms, heavy rain, or fallen tree branches on highways.
- Theft or Hijacking: Total vehicle loss arising from highway vehicle theft during transport.
- Ramp Accidents: Accidental physical impact during hydraulic ramp loading and unloading.
What Is Excluded:
- Pre-Existing Scratches: Scratches and dents already marked on the pickup inspection sheet.
- Internal Mechanical Wear: Normal engine, clutch, battery, or electrical failure not caused by external collision.
- Loose Valuables: Cash, jewelry, or electronics left inside the car cabin.
- Prohibited Goods: Flammable liquids, gas cylinders, or illegal materials stored inside the vehicle.
How Claim Assistance Works
If any new damage occurs during transit, our team assists you with the claim steps:
Inspect on Delivery
Check your vehicle against the pickup inspection sheet and note any new mark before signing.
Record Photos
Take clear photos of the affected area with the driver present as evidence.
Submit Details
Our coordinator compiles your RC copy, insurance policy, and photos to initiate the claim.
Survey & Settlement
The insurance surveyor reviews the claim for repair reimbursement per policy terms.
Related Services
Have questions about insurance coverage?
Speak with our team to understand policy terms, IDV calculations, and claim guidelines.